| Credit Life and Disability Insurance |
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| Protect your family’s standard of living and credit every time you borrow. Joint credit disability insurance, through MEMBER’S CHOICE®, covers loan payments when you cannot and protects the loan from default. By adding credit life and disability insurance protection to your new loan, you’ll have one less thing to worry about during a period of reduced income due to disability or illness. |
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MEMBER’S CHOICE® credit disability insurance makes your monthly loan payment should you become disabled due to an illness or injury that is covered by the plan. |
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MEMBER’S CHOICE® credit life insurance, if you pass away and your claim is payable, your eligible loan balance is reduced* or paid off. |
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| For less than $1.00 per day**, you can experience peace-of-mind knowing your family’s standard of living and credit is protected. |
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| The benefits of MEMBER’S CHOICE® payment protection |
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Simple and quick enrollment – on your enrollment document, choose the credit insurance you prefer |
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Immediate coverage – when the loan closes, you’re covered |
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Easy payment – premium is included in monthly loan payment |
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Financial security – coverage reduces1 or pays off your loan balance in the event of death or makes loan payments in the event of disability |
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Peace of mind – know that your family won’t struggle to make loan payments. It’s financial help you can count on when you need it most. |
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Complements existing insurance – credit disability insurance covers your loan payments so other funds can be used to care for your family’s day-to-day expenses |
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Maintains family’s living standard – loan payments are made so family assets and savings are preserved. It’s part of a sound financial plan. |
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Quick claims status – call 1.800.621.6323 to get processing information |
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| This important insurance coverage protects you in the event of an inability to repay a loan while unable to work due to injury or death. Ask about joint credit disability insurance today! |
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| * Maximum coverage is $50,000 ** Assuming an average $10,000 loan. |
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| MEMBER’S CHOICETM credit life and credit disability insurance are underwritten by CUNA Mutual Insurance Society. |
